Loan Products

Business Loans

At Biscayne Bank, our team of business banking professionals is dedicated to your success. We can provide financing to help your business grow and expand, while supporting your day-to-day operations. We offer a full array of lending products tailored to your individual business needs.

Lines of Credit

For liquidity needs due to short term, seasonal or unexpected expenses.

Short term is usually for 1 year with a floating interest rate.

Term Loans

For equipment financing, business acquisition and working capital.

Long term, fixed interest rate and term.

Real Estate Loans

Whether you are buying a new house, condo or refinancing your existing residence, Biscayne Bank's mortgage specialists can help you determine the right loan for your needs. We can also help you pre-qualify for a mortgage, an important advantage when making an offer to purchase a new home or condo. Click here to see a list of our Registered Mortgage Loan Originators.

To serve our business and investment customers, Biscayne Bank provides a wide array of commercial mortgages as well.

Residential Real Estate

Adjustable Rate Mortgages (ARMs)

Jumbo Mortgages

  • For higher priced homes (mortgages over $417,000)

Mortgages for foreign nationals

Commercial Real Estate

  • To purchase investment or owner occupied properties.
  • To refinance existing loans.
  • To borrow against existing equity.

Personal Loans

As your financial partner, Biscayne Bank offers a variety of lending products to help you achieve your goals. As a locally owned and operated community bank, we offer you a convenient loan application process, rapid decisions and personal service every step of the way.  Our personal loans include:

Unsecured Loans

  • For personal use such as family vacations, college tuitions and unexpected expenses.
  • At fixed interest rates and terms.

Automobile Loans

  • For new or used automobiles.
  • At fixed interest rates and terms.

Boat Loans

  • For new or used boats.
  • At fixed interest rates and terms.

Secured Loans or Lines of Credit

  • For personal use such as family vacations, college tuitions and unexpected expenses secured by your Savings, Money Market, or CD accounts.
  • At interest rate tied to your collateral.

Online Banking & Cash Management


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